insurance99 Private Limited (can be referred as CFPL) is having its website https://insurance99.in and having it registered office at 1106, Pearls Omaxe Tower, Netaji Subhash Place, New Delhi- 110034.
CFPL is engaged in offering support services to customers who seek advisory help for their insurance policies and claims settlement. CFPL is not at all engaged in processing the insurance claims and acts purely as unbiased advisor (strictly not as an agent or representative or insurance company or their broker or any other identity who may be involved in selling or advising insurance products). CFPL is also not engaged in doing surveys, audits, processing, settlements or investigation of insurance claims.
CFPL does not belong to any of the organizations which are under regulatory purview of Insurance Regulatory and Development Authority of India (IRDAI). Neither our services come under IRDAI nor we represent IRDAI in any respect.
On acceptance of our terms and conditions and while taking our claims assistance services you represent and warrant that you have given us adequate authority and Power of Attorney to contact the third parties including but not limited to insurance companies on your behalf and make communication exchanges including but not limited to lodgement of insurance claim and sharing your documents like claim form and other necessary details for claim processing.
CFPL does not provide any assurance or guarantee of settlement of any insurance claims. Our services are purely advisory in nature and acceptance or rejection of any type of insurance claims is completely on discretion of insurance companies and any dispute arising with insurers may be settled under jurisdiction of concerned governing bodies like Ombudsman or The Court of Law.
We don’t undertake the responsibility of any financial or other losses to you arising while taking our services and we shall not be held liable for any such event. Our services are purely of consulting or advisory in nature which are based on our understanding of rules and regulations relevant processes by third parties including but not limited to insurance companies. We understand that after visiting our website https://insurance99.in and accessing the available information and while using our range of services as defined under the mentioned scope confirms that you have gone through our privacy policy and terms and conditions carefully and accept and adhere with completely.
In case of any disagreement with our privacy policy or terms and condition, you should discontinue accessing our website, accessing its information and stop using our services immediately.
Acceptance of our privacy policy and terms and conditions made by you or on your behalf by someone is deemed as a legal binding between you and CFPL.
Our privacy policy and terms and conditions may change at any time. The updated details will be published on our website with its effective date as and when done. You are responsible to review these revisions as and when done and your continued use of our website, its contents and use of our services represents that you have accepted the revised privacy policy and terms and conditions.
All the information and resources on our website are owned or licensed to us and are secured with copyright and trademark unless indicated as applicable. Acceptance of our terms and conditions prohibits you from copying and sharing any of the details published on our website unless written consent is obtained from us. It also prohibits you from sharing any of the communication exchanges between representative of CFPL and you with anyone unless a written consent is obtained from us.
We may update any of the content published on our website as and when company decides to do so. We may also modify our scope of services or discontinue any of the existing services with our without informing the customers keeping the provisions within applicable law.
Our website is intended to be used by people residing in India and those who are 18 years of age or above. People below 18 years of age must take permission from their parents to use our website. Also, the website cannot be used for the purpose which are not mentioned under scope of usage and services.
Certain components of our website can be accessed by users only after making payment of a fee and in case you use any of our paid services, rules with respect to payments and refunds will be applicable and need to be accepted by you.
Using this website represents and warrants that you accept and adhere with the following.
You can take the opportunity to post contents to our website or share your feedback and remarks. In that case you represent and warrant that you will keep your content within community guidelines and will use parliamentary language. Your contents or review should not be hatred in nature and should be acceptable to readers. We reserve the right to remove any of your contents, reviews, feedback or remarks if we find it unsuitable for the readers and doesn’t comply with our internal guidelines.
You warrant that you will be liable to us and indemnify us for any breach of terms and conditions that may cause us legal, reputational or financial losses.
Any person other than you or your legal heir who is not the party to the Terms and Conditions agreed by you shall have not right under the Contracts Act 1999 to act upon or enforce these Terms and Conditions.
In case of any suggestions or objections to any of our terms and conditions you may please write to us at info@insurance99.in.
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